Important FTC disclosure: You should assume that every link on this site is an affiliate link, and that if you click on it and buy something, I may make a small commission but this will not cost you anything extra.

I do not recommend products unless I believe they are of value and will add value to your travel experience.

This website is owned and operated by Jo Karnaghan and may contain advertisements, sponsored content, paid insertions, affiliate links or other forms of monetization.  All content where I have received a payment or benefit in kind will be identified as such.

The views and opinions expressed on this website are purely those of the author and are not compensated. If I claim or appear to be experts on a certain topic or product or service area, I will only endorse products or services that I believe, based on my expertise or experience, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be independently verified with the manufacturer or provider by the reader.

I make no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to or from this site.

Any reliance you place on such information is therefore strictly at your own risk and you should make your own independent enquiry as it whether it is information you should rely upon.

In no event will I be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

There multiple links on this website that are not under the direction or control of the owner of this website. I have no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

Every effort is made to keep the website up and running smoothly. However, I take no responsibility for, and will not be liable for, the website, or any links to it being temporarily unavailable due to technical issues beyond our control.

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If you have any questions regarding this policy, or your dealings with our website, please contact me on chieffrugalista@frugalfirstclasstravel.com

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